Bowers

THE BEST THING that could be said about 2002 is that our economy was in a recovery mode. The ongoing problem is that this recovery is not one that is exuding much business confidence. It seems like everyone is looking over their shoulder waiting for the shoe to drop. There is much uncertainty, what Dr. Joel Prakken, chairman of Macroeconomic Advisors, termed as "event uncertainty" at his presentation at TLMI's Annual Meeting in October. And it appears that this uncertainty won't go away anytime soon. Prakken pointed out that this recovery will be different from typical recoveries that we've seen in the past, mainly

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