Time For Renewal —Polischuck

January is a nice time of the year in many ways. Sure it's cold and dark for much of the time up here in the Northern Hemisphere, but the start of a new year is a time for reflection and renewed hope. And, this year not only ushers in a new year, but a new decade. It brings to close a decade that had some significant upheaval, with 9/11 and the great recession near the top of any list.